| Should you have a question that does not appear on this list, please feel free to contact us. We
will be happy to answer any question you have. Please do not forget to give us your contact information so we can reply. Thank you.
Q) Why use Quick Link Capital to help you get a loan?
A) Quick Link Capital caters to the commercial arena by providing our customers with a lending source that fits their needs.
We will help you through the complex approval process. Our company approach is dedicated to committing ourselves
to closing your loan. We work to identify and resolve problems in the beginning to avoid surprises in the end.
We want to be you "Quick Link To The Capital You Need"
Q) Does Quick Link Capital lenders accept existing appraisals if one is already done?
A) No, Quick Link Capital's lenders cannot accept existing appraisals. We will review any existing appraisal initially for value
purposes only. All of our lenders require their own appraisals to satisfy their own underwriting guidelines.
Q) Who orders the appraisal?
A) Quick Link Capital will handle the ordering of an appraisal with the lender. We will assign the job to our base of approved preferred
lender appraisers in order to attain the best pricing available for your borrower according to our lender guidelines.
Q) I am a borrower seeking a loan. I only want to deal direct with the lender. Can I deal direct with the lender?
A) Simply put no. Quick Link Capital is a wholesale direct broker and therefore our lenders do not conduct business
with borrowers directly. All paperwork and submissions must be processed through us. We are a direct to lender broker and
we securitize all of the loans we originate.
Q) Do you provide lender construction financing?
A) Until the market changes our construction lenders will only consider major markets.
Q) Are you a full recourse lender and what does that mean?
A) Yes, and what that means is that every loan must have a personal guarantor.
Q) Do I need an environmental inspection report?
A) It depends on the property. If needed, we will handle this for you.
Q) Do you have lenders for owner-user properties?
A) Yes, not only do we have lenders for owner-user but non-owner occupied investments as well.
Q) What is your turnaround time for getting a loan funded?
A) It depends on the loan. Some lenders can close in 7 to 14 days and some fund loans within 30 to 45 days.
We can offer an answer to that question at the initial loan review.
Q) Can a borrower pre-pay their loan?
A) Yes. However, some loans do contain a prepayment premium. Most short term loans do not contain a pre-pay
clause.
Q) Are Quick Link lender loans assumable?
A) Yes, in many cases if the new borrower qualifies. Some are not.
Q) How do I get the loan process started with Quick Link Capital?
A) We have a very simple process to get the process started. Simply email your summary or questions to us.
Q) Does Quick Link Capital finance the purchase of an existing business in the subject property?
A) No, our lenders loans are based upon the value of the underlying real estate. Our lenders will fund loans
which are owner-operator and non-owner properties, but will not include the value of the business as a part of the financing.
However we can offer equipment financing, purchase order financing, merchant and account receivable financing to help put
cash in your pocket.
Q) What about the ancillary income programs you offer?
A) To add to the income, we can suggest cell towers, billboards, ATM's and other revenue generating opportunities
(if the area and zoning allow) to help get the deal done and make more money for you.
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